Competitive interest rates

0% for 18 months, 5.99% for 37 months, 7.99% for 61 months, or 9.99% for 132 months.

No down payment required • No annual fee • Generous credit lines available • Low monthly payments

Call for more details – 908.707.8977

Financing Calculator

We have created a calculator to help you estimate your payments with us. Simply enter the amount you wish to finance and select a plan to get the all the details. For more information on a plan, simply add your name and email then hit Apply for Financing. We will contact you with more details.

  • 9.99% APR until Paid in Full* Plan 600
    On purchases made with your Synchrony Financial credit card. $29 account activation fee may apply. Fixed Monthly Payments Required.
  • The Minimum Monthly Payment should allow you to pay off the balance you input in full within the promo period if: (1) this balance is and will be the only balance on your account during the promo period (this means you do not incur any additional fees or charges on your account), (2) you pay the Minimum Monthly Payment on the due date each month, and (3) the balance is subject to this special financing offer.
    *Additional disclosures may apply.
  • 5.99% APR until Paid in Full* Plan 602
    On purchases made with your Synchrony Financial credit card. $29 account activation fee may apply. Fixed Monthly Payments Required. Estimated Payoff period is 37 months.
  • The Minimum Monthly Payment should allow you to pay off the balance you input in full within the promo period if: (1) this balance is and will be the only balance on your account during the promo period (this means you do not incur any additional fees or charges on your account), (2) you pay the Minimum Monthly Payment on the due date each month, and (3) the balance is subject to this special financing offer.
    *Additional disclosures may apply.
  • 7.99% APR until Paid in Full* Plan 604
    On purchases made with your Synchrony Financial credit card. $29 account activation fee may apply. Fixed Monthly Payments Required. Estimated Payoff period is 61 months.
  • The Minimum Monthly Payment should allow you to pay off the balance you input in full within the promo period if: (1) this balance is and will be the only balance on your account during the promo period (this means you do not incur any additional fees or charges on your account), (2) you pay the Minimum Monthly Payment on the due date each month, and (3) the balance is subject to this special financing offer.
    *Additional disclosures may apply.
  • No Monthly Interest if Paid in Full within 18 Months* Plan 605
    On purchases made with your Synchrony Financial credit card. Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. $29 account activation fee may apply. Fixed Monthly Payments Required until paid in full.
  • Each month only the minimum monthly payment, as calculated according to your credit card agreement, is required. The optional Equal Monthly Payment shown is equal to the balance you input in the box at the top of this page divided by the number of months in the promo period. This Equal Monthly Payment should allow you to pay off the balance you input in full within the promo period if: (1) this balance is and will be the only balance on your account during the promo period (this means you do not incur any additional fees or charges on your account), (2) you pay the Equal Monthly Payment on the due date each month, and (3) the balance is subject to this special financing offer.
    *Additional disclosures may apply.

We offer flexible financing options for any budget!

A heating and/or cooling system is an important investment, one that can save you both energy and money. Don’t let a small budget keep you from the most efficient solutions for your home.